For agents

Quote, and issue from your office.

Instant quotes. Instant issuance. No credit check required.

Issuing authority

Issue the policy yourself. A risk is bound when the policy is issued in the portal.

Instant quotes

Full quote-to-issue in the agent portal, with documents delivered by email on the spot.

Prior losses

Prior losses often considered and no credit check required for a risk to qualify.

A-rated markets

A-rated, admitted and surplus paper behind each of our featured programs.

Programs at a glance

One home, multiple options to write it.

Appetite shown at summary level.

Market fit

One bad factor is not a dead file.

Where many carriers stop

How Sycamore keeps it open

Outside program appetite? Still not a dead end.

When a risk falls outside our programs, the Wholesale Division places it, one submission, all 50 states, across property, casualty, professional, and more.

Getting appointed

Three steps to your first quote.

1

Submit documentation

Tell us about the agency and the lines you want to write.

2

Sign the agreement

The producer agreement arrives by email for e-signature.

3

Start quoting

Portal credentials arrive and the first quote takes minutes.

FAQ

Common questions.

Do agents have binding authority?

Agents issue policies directly under issuing authority. A risk is bound when the policy is issued in the rating system.

Is a credit check required to qualify?

No. Prior losses are considered, and no prior insurance is required for a risk to qualify. Lapses in coverage will be referred to underwriting for review.

Where do I quote?

The agent portal at portal.sycins.com handles both featured programs. Wholesale carrier portals sit on the agent resource page.

What roof ages are eligible?

Up to 15 years on Homeowners Core, with older roofs qualifying when the roof is excluded by endorsement. Underwriter discretion applies on Dwelling Essentials. Please reach out for full and current details.

Can I write coastal risks?

Tier 1 wind is excluded on both programs. Wind pool zone homes on Homeowners Core are written excluding wind and pair with a separate wind policy.

How fast is a quote?

Instant. Quoted, issued, and delivered by email from the portal.

	Homeowners Core Admitted	Dwelling Essentials E&S
Carrier	Demotech A (Exceptional)	AM Best A- (Excellent)
Line and valuation	Homeowners (HO3) · Replacement Cost (RC)	Dwelling Fire (DP1) · Actual Cash Value (ACV)
Coverage A	$600,000 automatic, higher with approval	Up to $400,000
Occupancies	Owner-occupied, duplexes eligible	Owner, landlord, seasonal, secondary, vacant