Program Division
Homeowners and dwelling programs, quoted and issued in the portal.
A range of homeowners and dwelling programs, admitted and E&S, for the risks many carriers decline.
ADMITTED
Homeowners Core
HO3 on replacement cost for well-kept, owner-occupied homes. Coverage A to $600,000 automatic, higher with underwriting approval, and every new risk inspected.
Admitted, A-rated paper · Duplexes eligible · Older roofs by endorsement
EXCESS & SUPRLUS
Dwelling Essentials
DP1 on actual cash value for dwellings and manufactured homes. Coverage A to $400,000, with landlord, seasonal, secondary, and vacant risk in appetite.
A-, AM Best paper · Up to 25 rentals per policy · Vacant 12-month terms
Also available: Triassic Insurance Company-backed coverage, an HO3 and the HomeValue DP1, is also available on surplus lines paper. Triassic Insurance Company was formerly Conifer Insurance Company.